About Us

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  • Credit Unions and Loan Participation

    This recent (2016) paper in the Journal of Banking and Finance examines the effect on credit union returns of a recent policy change by the NCUA which places concentration limits on participation loans.


  • More Credit, More Problems?

    This working paper examines how changes to credit via federal student loans influence borrowing, the composition of credit, and student outcomes among freshmen.


  • Private Student Loans (PSL)

    PSL are the fasting growing asset among credit unions. This forthcoming paper in the Review of Quantitative Finance and Accounting examines the reasons why credit unions are adding PSL to their loan portfolio, the impact this has on their overall performance, and on the performance of their PSL portfolios more specifically.


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Consulting Expertise

Economic Impact Analysis
Policy and Program Evaluation
Market Analysis
Economic Forecasting

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Journal Publications
Working Papers
Replication Data
Areas of Interest

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